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Finance
Business Insurance Cost Estimator
Ballpark general, professional, workers' comp and cyber premiums.
Business profile
$
Estimated annual premiums
General liability
$2,000
Professional liability
$4,000
Workers' comp
$2,000
Cyber liability
$3,000
Totals
Total annual
$11,000
Monthly cost
$917
Estimates only. Actual premiums depend on state, claims history, coverage limits, and carrier underwriting.
About this tool
Pick your industry, revenue and headcount to get a rough annual premium estimate across general liability, professional liability, workers' comp and cyber liability — plus a monthly breakdown.
What it does
- •Industry-based factors
- •Toggle cyber & workers' comp
- •Monthly & annual totals
- •Line-by-line breakdown
Use cases
- ★Pre-quote budgeting
- ★Founder due diligence
- ★Insurance broker prep
FAQ
How accurate is it?
These are directional estimates only. Real premiums vary by state, claims history and coverage limits.
Do I need all four?
GL and PL/E&O are common baselines. WC is legally required in most states with employees. Cyber is strongly recommended for SaaS.